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Privacy Policy

Effective Date: August 21, 2019

Introduction

Thank you for visiting scfcu.ihcaffinity a website run by TeamUp Marketing. TeamUp Marketing ("we", "us", “our”) is committed to protecting the privacy of any personally identifiable information (“Personally Identifiable Information”) you share with us. We provide this privacy notice ("Privacy Policy") to let you know what kind of information we collect, how we use it, with whom it may be shared, what choices you have regarding our use of your information, and how you may review and change some of the data you provide to us. Please take a moment to review the terms of our Privacy Police. By using this website (“Site”) you agree to this Privacy Policy in its entirety, including our use of cookies. Your acceptance of both this Privacy Policy and our use of cookies on the Site shall be deemed a blanket acceptance of such Privacy Policy and cookie usage. If you do not agree to this Privacy Policy in its entirety, you are not authorized to use this Site. This Privacy Policy is part of the Terms of Use (“Terms”) for this Site. Any terms we use in this Privacy Policy without defining them have the definitions given to them in the Terms of Use for this site.

Personally Identifiable Information

Personally identifiable information is any information that can be used to identify or locate a particular person or entity. This may include, but is not limited to: your first and last name, contact information such as a phone number or an email address, and information about your job needs.

We collect personally identifiable information only when such information is voluntarily provided to us through our form, on this or any of our Sites, or by calling the number listed on the Sites.

Non-Personally Identifiable Information

We may collect certain non-personally identifiable information about you when you visit certain pages of this Site, such as the type of browser you are using (e.g., Safari, Chrome), the type of operating system you are using, (e.g., Windows OS or Mac OS), your IP address and the domain name of your Internet service provider (e.g., Xfinity, Verizon). We collect this information through the use of “cookies”, which are discussed in greater detail below. We use the non-personally identifiable information that we collect to improve the design and content of the Site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze Site usage and may share such information with our partners.

Cookies and Web Beacons

We use Cookies and Web Beacons to enhance your experience with the Site. Cookies are small packets of data stored on your computer and used by your computer's browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information. We use cookies to understand Site usage and to improve the content and offerings on the Site. You may set your browser to warn you that cookies are in use, or to block the use of cookies. Most browsers are set to accept cookies. If your browser is not set to accept cookies, certain uses of the Site may require you to go to your browser user preferences to enable cookies. Each browser is different, so check the "Help" menu of your browser to learn how to change your cookie preferences. However, if you do not accept cookies, you are not authorized to use the services offered on this Site.

We may collect information using Web beacons, which are commonly referred to in the industry as web bugs, pixel tags or Clear GIFs. Web beacons are electronic images that may be used on the Site, or in our emails to deliver cookies, count visits and determine if an email has been opened and acted upon.

If you would like more specific information about the cookies we use, please contact us at privacy@teamupmarketing.com. To find out more about cookies (and other kinds of online tracking), please visit www.consumer.ftc.gov/articles/0042-online-tracking.

How We May Use Your Information

We may use your personally identifiable information: (a) to offer you information about insurance services and other information you have requested; (b) to ensure compliance with our policies; and/or (c) for validation, suppression, content improvement and feedback purposes.

Who We May Share Your Information With

As a general rule, and other than in connection with the limited exceptions set forth below, we will not sell, share or rent your personally identifiable information to or with others. Notwithstanding the foregoing, we may share such information with our partners for purposes of offering you information about health insurance services or other information you have requested. For purposes of this Privacy Policy, your information shall be considered “Sensitive Information” and will only be shared with our partners for the abovementioned purposes.

We also may, from time to time, provide such information to certain third-party administrative vendors for efficiency purposes in providing administrative or program management services in connection with your account. Any third-party vendor so used has agreed to protect the confidentiality of information provided by us.

Further, we reserve the right to share your personally identifiable information: (a) where required by law, or requested by a court of competent jurisdiction; (b) in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock; (c) where you are in violation of this Privacy Policy, the Terms and/or any other services agreement; (d) in the case of a dispute; or (e) where we determine, in our sole discretion, that such disclosure is necessary to protect our rights and/or a third party, or necessary to protect us from liability of any kind. The aforementioned includes exchanging information with other companies and organizations for fraud protection.

Data Retention

Subject to any mandatory obligations to delete data, your information may be retained by us and in our agent portal, server logs, databases and records indefinitely.

Third Party Links

This Site may contain links to third-party websites ("Third Party Websites"). Please be aware that we are not responsible for the privacy practices of Third Party Websites. We encourage you to be aware when you leave the Site and to read the privacy policies of each and every website that collects personally identifiable information. This Privacy Policy applies solely to information that we collect on the Site

Minors’ Privacy

We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children. We will never knowingly collect any personal information about individuals under eighteen (18) years of age. If we obtain actual knowledge that we have collected personal information about an individual under eighteen (18) years of age, that information will be immediately deleted from our database.

Security

The security of your Personal Information is important to us. We take appropriate security measures (including physical, electronic, and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. With regard to internal operations of any Site or property owned by TeamUp Marketing, only authorized employees and authorized third party service providers are permitted to access personal information, and they may do so only for permitted business functions. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.

We may provide this information in a standardized format that is not specific to you. The designated e-mail address for these requests is privacy@teamupmarketing.com Please note that we may not respond to every request from a customer and we may not respond to requests made by means other than through this e-mail address or the mailing address below.

Opting Out of Receiving E-mail

You may at any time choose to stop receiving emails containing general information regarding health insurance assistance by following the instructions at the end of each such email or by contacting privacy@teamupmarketing.com. Should you be contacted by us through email, you can follow the instructions at the end of each such email to stop receiving such emails. There may be a short delay of up to several business days while your request is being verified, deployed and processed across our servers. Notwithstanding the foregoing, we may continue to contact you for the purpose of responding to any inquiry or request made by you.

You have a right to request not to receive telemarketing calls from us by asking us to place your telephone number on our internal Do Not Call List (“DNC List”). Our written Do Not Call Policy for maintaining our DNC List is available upon demand.

International Users

This Privacy Policy is intended to cover collection of information on our website from residents of the United States. You are not authorized to use this Site if you are a resident of a country other than the United States. If you are visiting our website from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. Please be assured that we seek to take reasonable steps to ensure that your privacy is protected. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this privacy policy. By using our website and the services available on the site, which are provided exclusively from the United States, you hereby consent to the transfer of your information to the United States and its collection, storage, sharing and use as described in this Privacy Policy. You further agree that all transactions relating to the site and our services shall be deemed to have occurred in the United States.

Notification of Changes

We reserve the right to change or update this Privacy Policy at any time by posting a clear and conspicuous notice on the Site explaining that we are changing our Privacy Policy. All Privacy Policy changes will take effect immediately upon their posting on the Site. Please check the Site periodically for any changes. Your continued use of the Site and/or acceptance of our e-mail communications following the posting of changes to this Privacy Policy will constitute your acceptance of any and all changes.

Contacting Us

The owner of this site, TeamUp Marketing, can be contacted at:

  • TeamUp Marketing
  • 614 S. 4th Street, #366
  • Philadelphia, PA 19147

If you have any comments or questions regarding our Privacy Policy, please contact us at privacy@teamupmarketing.com